<>/BS<>/F 4/Rect[123.42 258.71 218.47 271.36]/StructParent 1/Subtype/Link>> To do so, you have to block your existing Myki card (annoying, we know). You paid down debt, which means you won't have to pay interest on previous balances going . Yes. Whats the Difference between Business Line of Credit vs. Business Credit Card? Assume that your new card charges a 3% balance transfer fee. Find out how much to top up at Fares. Your balance is protected from the time you tell us your myki is lost or stolen. <>/BS<>/F 4/Rect[309.25 192.52 346.16 205.16]/StructParent 5/Subtype/Link>> Contact us to request the transfer. Student passes and concession cards cant be replaced online or over the phone. This will allow you to deactivate your Mobile myki then reactivate it again. 178 39 This is regardless of whether there is a myki pass or existing fare on the myki. For each transfer: 3% intro fee ($5 min) in first 60 days, after that 5% ($5 min) 670. Why is it impossible to transfer money online between different Myki cards? 216 0 obj Reasons for denial may include waiting for too long after getting a new card, wanting to transfer more than your available credit limit or trying to transfer a balance from a card issued by the same card provider. This resets the fare expiry and gives you more time to complete your journey. <> Check your phone to make sure you're connected to WiFi or mobile data. endobj You haven't explained why you need to transfer balance. Check your Mobile myki, you may be in negative balance or your myki Pass may have expired. Do I ever lose the money . It has trouble with form-filling on mobile devices, however. If your phone battery dies, you'll need to charge your phone or purchase a physical myki card to travel on the network. 0000118744 00000 n It also protects your myki balance if you lose your phone or it's stolen. 3. Your card provider holds the right to approve or deny your request for a balance transfer. On your new phone, download Google Wallet and set it up with your same account details. From the pop-up options, select 'Deactivate'. We have this new thing called EMAIL. For example, one person can manage mykis for family or friends. However, this is not the exact amount you may transfer from other cards because you also need to account for balance transfer fees. 2. Adelaide Metro metroCARDs are rechargeable plastic cards that you can use on buses, trains and trams. JavaScript must be enabled to use this site.We're sorry for any inconvenience. If you're travelling on a concession fare, you must make sure you hold the correct concession entitlement. The MoneyGeek editorial team ensures it stays up to date on the latest credit card offers as well as changes in fee structures. If the card is unregistered you cannot recover the myki money. Your myki smartcard expires after four years. The reason why its not an online function is because it would not be a regular occurrence, in comparison to normal usage. %PDF-1.5 % Do Not Sell or Share My Personal Information. I've got a new Myki in my Seniors package. You can register up to eight active mykis on an individual account. I was pretty shitty at this point so I called up again, was told that I could fill out the form and give it to the station customer service desk and they could sent it in (saves me a trip to the post office to get an envelope). What is the best low interest credit card? Let's say you have $4,000 in credit card debt and transfer that balance to a . Considering myki was designed by idiots and designed for idiots, it's a miracle that it actually functions at all. hb```* wAbl,>|``8ux p:jb].|RCZi!_tEH} gWt AB,X@V! P 5icD= < Mj.15;8BS og8~Pm`apa9kXv0ah G #}){4Pcl;]xLy@ =M The . Transferring high-interest credit card debt to a card with a lower (or 0%) interest rate can save you time and money while you repay the debt. How to Add Authorized Users & Employee Cards on a Business Credit Card? The process begins when you submit a balance transfer application. A refund for an international payment card cannot be processed by the PTV call centre. Just one more benefit you enjoy as a COPFCU member. an_square_one 11 yr. ago Renew driver licence. Your Mobile myki expires after two years. As a matter of fact, most Synchrony Bank credit cards do not allow balance transfers to begin with. Got the train home to South Yarra, went to the service desk with my completed replacement form and then was told "we actually don't send these in you have to go and post it yourself". New comments cannot be posted and votes cannot be cast. Auto-load is the same as auto top up. I understand Metro trains/Myki are seperate entities but it's still a pain in the bum. Your first touch on creates a 2 hour fare. How hard can it be to transfer money from a card that I own to another card that I own, both under my name and both registered to my account? 0000005511 00000 n In a statement yesterday, the Transport Ticketing Authority said Mr Miners was leaving his job "by mutual consent"." Your myki money or pass can then be transferred to a new smartcard. If you have a Mastercard or VISA card you can get and top up a Mobile myki. Load myki Money onto your myki and it will calculate the lowest fare based on where you travel. Whats the Difference between Business vs. and our Here are some tips to save on fees and interest on a balance transfer. If your balance falls below zero, you won't have a valid ticket for your trip, and you won't be able to touch on. The same as a physical myki card, you can have myki Money and a myki Pass on your Mobile myki. endobj 215 0 obj If you have any questions about new credit cards, how to select the right card or how to improve your credit score, you can trust our experts to guide you in the right direction. If you're using an international payment card you won't be able to top up via the PTV website. You can also top up: Online now Via the PTV app Instantly top up via the PTV app by scanning your myki card Travelling Your first touch on creates a 2 hour fare. Do you have any links to the technical specs of the miki? You start by buying a $5 SIM and then add PAYG credit that can be purchased in $15, $25, or $35 amounts. You'll need to know the account number for your existing balance and how much you want to transfer. You can also see your myki Money balance, myki Pass expiry and last 10 transactions on a myki machine, Quick Top Up or myki Check myki equipment. From a creditworthiness point of view, this number should be at 30% or lower. -- Lee Huffman, credit card expert at BaldThoughts.com. Mobile myki can only be transferred to another device if the myki card is deactivated and moved to the new device. 0000013222 00000 n For physical myki smartcards we'll transfer your balance to a replacement myki at no cost. Carrying out multiple transfers to a single credit card may affect your credit score by increasing or decreasing your credit utilization ratio (the percentage of the amount youve borrowed from your total available credit). For example, set your myki Money to top up with $50 when your balance reaches $10. PTV does not have any access to any information within the Google Wallet app. Most credit cards charge a balance transfer fee, typically ranging from 2% to 5% of the balance transfer amount. 1. You may be using an older version of Google Wallet. That's a lot of free money for Myki, which customers are unlikely to ever claim. You can also update it there if youre not on the latest version. As a matter of fact, most Synchrony Bank credit cards do not allow balance transfers to begin with. The version ofGoogle WalletTM used by wearables, such as watches, is a light version which doesn't support Mobile myki. There must be hundreds of thousands of Myki card balances in this situation, if not millions. You can see up to six months of travel and transaction history via a website account and around 30 days of travel and transaction history via the PTV app. You can register either when you buy your myki, or at a later date. I also had left-over balance on my old Android "Myki Mobile" phone - which I should use up. I have my most recent card that has $6.54 on it. WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our. His expertise includes mortgages, loans, credit cards, insurance and international money transfers. endstream Initiate the balance transfer. Once your phone has rebooted, go to Mobile myki within Google Wallet. Typical details you need to provide include the name of the card, the name of its issuer and the desired transfer amount. 183 0 obj December 29, 2022 - 1:47PM. Maintain your L-plate log book. On Friday Martin. Children, seniors and concession go card holders travel at 50% of the normal adult fares. Legit all the way, touched on and everything. I don't think we'll find out why the OP wanted to transfer balances as they haven't logged into Whirlpool for a year and a half. Any money on your card will be protected. Is it bad to do multiple balance transfers? Try hovering the phone just above or near the reader, rather than touching the phone on the reader. Transferring a credit cards balance to a new card requires getting the new card provider to approve the transfer. Although your overall credit utilization may be low, if the utilization on one card is high, that may negatively impact your credit score. They are good for people who use transport frequently. You can replace your ticket if its expired, damaged or defective. If you're entitled to these additional benefits, you can access them by using your myki smartcard. The phone is awake whenever the screen is turned on, even it's locked. According to the Fares and Ticketing Manual (ptv.vic.gov.au) Choose a balance transfer card based on the length of the 0% APR offer, balance transfer fees, annual fees, regular APRs and added perks. There are three ways to replace lost or stolen myki cards: 1. I called them up, explained the situation, verified my ID by address and DOB, gave them the myki card numbers of all 3 cards and successfully transferred the balance to my new card without any hassle at all. If you receive a check, you then need to forward it to your old card provider. @john_miller 03/01/23 This answer was first published on 03/01/23. However, it may take up to 21 days in some cases. How does sending them a letter telling them to transfer the money make a difference then if they don't have my card? 181 0 obj This is why I don't keep much money on transport cards. The unused money remains on the card, losing value as fares increase over the years. endstream Learn About Balance Transfer Credit Cards, According to Chase, it processes most balance transfers "within a week, but in some cases it can take, Balance transfers from American Express usually take 5 to 7 days, but in some cases, they may take. For a bus anyway. What if my card is lost or stolen? The short version. Depending on the issuer of the card to which you wish to transfer a balance, you might be able to begin the process online or over the phone. Go through answers to other commonly asked questions about how to do a balance transfer so that youre well prepared if you decide to carry out the process. My old one is registered and everything with my account but there seems to be no way to import that one in. If you get a 0% balance transfer offer on a new credit card, with a one-year promotional period, then you can move your $5,000 . endobj This could save you money if you're moving the balance to a card with a much lower interest rate. Press question mark to learn the rest of the keyboard shortcuts. More than a year ago, I needed to change my concession Myki to full fare (no longer a student). Consider a balance transfer card that has an intro $0 balance transfer fee for a certain time frame or waives the fee . To transfer Myki you need to deactivate the myki card and move to the new device. You can request a new, free myki smartcard through your online account. 0000012144 00000 n To replace your myki online, you must be requesting the same fare concession type as your original myki. WalletHub Answers is a free service that helps consumers access financial information. You will need to provide identification to show that you are the registered myki card holder. Aldimobile uses the Telstra network and SIMs and credit can be purchased at any Aldi supermarket. Well block your myki and arrange a replacement myki. 186 0 obj I only realised this when my replacement card was lost and I called up for a new one. With my shitty luck I ended up losing this one at work (someone saw it on the ground but we assume the cleaners picked it up) so I called Myki, asked them if I could order a replacement. In Perth if you have registered your card and lose it you can ring and they will swap your account/money onto your new card. Credit cards may set a minimum balance transfer fee of $5 or $10. Paying off a balance transfer is a huge accomplishment and will positively impact your financial future. JavaScript must be enabled to use this site.We're sorry for any inconvenience. Alternatively, you can complete our online Replace your myki form and a myki will be mailed to you. You can register online, via the PTV app or call 1800 800 007 and registration is instant. Myki card Myki card child pages. However, if you keep all three accounts active, your overall credit utilization ratio drops to 20%. To transfer any funds from your existing myki to Mobile myki you'll need to deactivate the existing card. In person at a PTV hub , or a premium metropolitan station or staffed V/Line station inside the myki boundary. You will need to provide identification to show that you are the registered myki card holder. What is the best balance transfer credit card? No wonder the thing cost more than a billion dollars. After having a look at my account he goes "oh no it's already been blocked, you'll have to print out the form and post it in". Via mail Complete the balance transfer and refund form to cancel your go card and transfer the balance to another valid card . Thankfully you can organise the replacement before the card has actually expired, if your card is "is approaching its expiry date" (though it doesn't specify precisely what "approaching" means). If you need to travel while you wait for your old balance to be transferred to your new myki, top up with myki Money or a myki Pass. Depending on your card provider, you may initiate the process online or over the phone. If you require a replacement Free Travel Pass, visit us at the PTV Hub at Southern Cross Station or call us on 1800 800 007, Refunds, compensation and replacement tickets, Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Making a change to your myki due to coronavirus (COVID-19). Registering your myki is a good idea because if it's lost or stolen you can report it so that your balance can be frozen. If you use an international Mastercard/Visa card to purchase and top up your Mobile myki, you'll have to visit the PTV Hub at Southern Cross Station to request a refund. It appears as a "Approved Level 2" request on my myki account on the website. The system was delivered more than $500m over budget and behind schedule. It's shit like this which makes me happy and proud I have never used Myki in my life. You'll need to buy and top up a new Mobile myki. For example, if you get a balance transfer card with a credit limit of $10,000 and use it to make a $1,000 purchase, your available credit limit drops to $9,000. Wallethub doesnt charge for this service. <<71A2449DD11DB2110A0003F7900591FF>]/Prev 491244/XRefStm 1429>> 0000005119 00000 n You need to deactivate your Mobile myki on one device before doing a factory reset or all data will be lost. 0000002429 00000 n When I went online and tried to get a refund they asked me for my card number from the last top-up, I tried a few cards but can't seem to get it right. Create an account to follow your favorite communities and start taking part in conversations. What is the best cash advance credit card? If NFC is shown and you can turn it on or off, you have NFC. If your myki card is registered, call 1800 800 007 or visitptv.vic.gov.au. xen0. This will allow you to deactivate your Mobile myki. Online at Public Transport Victoria website . Your original go card will be cancelled immediately and cannot be used for further travel. <>/BS<>/F 4/Rect[91.995 203.87 285.75 216.51]/StructParent 2/Subtype/Link>> A lost or stolen Date-to-Date ticket can be replaced with a duplicate ticket at the issuing V/Line station, once you complete a V/Line Passenger Refund Application Form. Tap the Add button . Now you cannot access it on your original device. It's the replacement of my old Yearly Pass card, originally bought for travel in 2020, but barely used. Also, the balance transfer could alter your credit utilization ratio, which can negatively affect your credit score. Top up your myki What are the best business credit cards for cash back? But is it possible to go to a ticket booth. Best Personal Loans for Debt Consolidation, Best Personal Loans with Low-Interest Rates, Best Personal Loans with Low-Income Limits, Student Loan Forgiveness and Cancellation, How to Do a Balance Transfer on a Credit Card, BEST CREDIT UNION CREDIT CARDS FOR BALANCE TRANSFERS, between 2 and 21 days to process balance transfers, How Long Does a Credit Card Balance Transfer Take? I'd like to transfer all money from my other cards to my main card (the one with $6.54 on it). 0000005348 00000 n NSW has their equivalent, the Opal Card, and there is no charge for initial issue of the card. Your Mobile myki will now appear in Google Wallet. What are the best Ways to Start Travel Hacking? What is the best credit card for bad credit? Is it a Myki issue? Commuters in Victoria are calling for an overhaul of the Myki system after learning there is almost $80 million worth of unused credit sitting idle. Which I obviously don't have because it is lost. If you need to travel in the meantime, buy a new myki and top up with myki Money or a myki Pass. Learning how to transfer a credit card balance to another card requires understanding the intricacies of the process. Enter your card number and other required information.4 If you transfer that balance to a credit card that offers a 0% introductory APR for 12 months on balance transfers, the new card may charge a transfer fee, typically around 3 percent of the balance. No, you cannot transfer a balance from one Synchrony Bank credit card to another. I register them all (but only have auto top up on my main card), when I get to the point that I have too many, I simply go online report the oldest cards as lost/damaged, it cancels them immediately and ask which other card to transfer the balance to all sorted in a matter of seconds. When I realised I had dropped it somewhere on the way to work I logged into Mymyki.com.au and blocked it. If youve already bought a myki to travel, contact us to get a reimbursement of the myki fee. New comments cannot be posted and votes cannot be cast. Know your existing credit card's interest rates, balances, and balance transfer limits. We are committed to being fully transparent with our readers. I never bothered to do it. 0 Unregistered vehicle permit. If you can just transfer money between mykey cards, well then what would the tracability of those funds be? The card itself holds the balance, rather than a back office system telling the readers that the balance is available. You can transfer your registered go card balance (including the refundable deposit) to another valid go card by calling 13 12 30.
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