The Consumer Financial Protection Bureau (CFPB) no longer requires lenders to consider your ability to repay a loan. See this Kraken review to learn the pros and cons of Kraken. I want to give Grace a big thank you for giving me a call back and explaining what happened to my account and getting it cleared. 20072023 Credit Karma, LLC. 5/5 Jay! If youre struggling to attract and retain talent, revamping your employee benefits package is a great place to start Employers winning the war 2023 Payactiv, Inc. All Rights Reserved. Always & foreithe best! No loansyour money, in your hands. I would definitely recommend payactiv due to amazing and outstanding customer service that I received, Hi Monica,Thank you for taking the time to write a review about your experience. Payactiv is a life saver! Don't hesitate to reach out to us at support@payactiv.com, if you have any concerns in the future. I wish I never started using this app, its so frustrating!!! We use dedicated people and clever technology to safeguard our platform. * The Payactiv Visa Prepaid Card is issued by Central Bank of Kansas City, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Certain fees, terms, and conditions are associated with the approval, maintenance, and use of the Card. Payactiv integrates with leading HCM, Payroll, and T&A providers, including ADP, Paychex, UKG, Workday, SAP, and Paycor. How likely would you be to recommend finder to a friend or colleague? If i could i would give 0 stars this app and the service they give is horrible . We always try our best to do our job well, and your kind words make it all worthwhile. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). However if you ever need support with this company call the phone number and ask for Ronnie OConnor, twice now this man has gone out of his way to make sure I fully understood the issue I was experiencing and how to correct it and was clear and polite despite me not being so at times and if hes not already running the customer service call center for this company he damn well should be! Google Play and the Google Play logo are trademarks of Google LLC.Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. How do businesses offer Payactiv to their employees? This product doesn't have any reviews yet. 1 Many (but not all) employers, government benefits providers, and other originators send direct deposits early with an effective of 1-2 days later. 1 CONNECT Work your way Get company announcements, pick up shifts, and get reminders and alerts from work. He knows how to do his job and seems to care about it and the customers he's helping. Direct deposits of paychecks may also appear on the PayActiv debit card up to 2 days before they would normally be processed. We always try our best to do our job well and your kind words make it all worthwhile. payactiv.com Review - Scam Detector. We'd like to turn this around and resolve your issue ASAP. ** Central Bank of Kansas City is the issuer of the Payactiv Visa Prepaid Card only and does not administer, endorse, nor is liable for the Payctiv App. Hi Michell,Thank you for taking the time to write a review about your experience, it's always rewarding to hear such kind words. The SmartSave feature helps you set achievable financial goals each month, creates a saving plan for you, and provides discounts for day-to-day spending like gas and medicines so you achieve your goal at the end of the month. You can click on the 'unsubscribe' link in the email at anytime. Grace made sure it happened n it is now resolved. :). but Davis M deserves a raise plus more. Like I said, I do want to thank him again for this. ray. Have a blessed day. Labeled Verified, theyre about genuine experiences.Learn more about other kinds of reviews. Consider another cash advance option if your employer isnt enrolled. Payactiv uses time and attendance data to provide earned wage access to employees. There is a $12 fee if you need an immediate cash advance; otherwise, your money will be available in your linked bank account within a few days. Hmm, It sounds like youre looking for Customer Support instead of our Sales team. When comparing offers or services, verify relevant information with the institution or provider's site. We always try our best to do our job well, and your kind words make it all worthwhile. I had been sick with the flu and was in desperate need of cash for meds. Transfers to bank accounts and other debit or prepaid cards will be complete within 48 hours, or you can pay a $1.99 fee to receive the money instantly. Financial insights With the mobile app you can get financial advice, budgeting tools, tips on saving and a way to track your spending. The Equifax logo is a registered trademark owned by Equifax in the United States and other countries. Hi Annisia,Thank you for your feedback. Payactiv is a popular paycheck advance app offering an inexpensive alternative to payday loans and even some cash advance apps. :). Find out how we combat fake reviews. If your employer offers EWA, all fees to access your earned wages are less than $3. Payactiv: Bringing Financial Wellness and Freedom to All - Payactiv In 2020, Payactiv released a short film titled, "We Heard You." Many employees have reported that they were unable to withdraw their earned wages despite their employer updating their hours in the system. Support for the Payactiv App, Payactiv Card, transactions, signing up, and more, Id like to offer Payactiv to my employees, Learn about how Payactiv products help your employees and boost your business. Read Customer Service Reviews of www.payactiv.com - Trustpilot Its also one of the few cash advance apps Ive reviewed that offers cash advances. It powers financial innovation by giving users the tech . 2023 Payactiv, Inc. All Rights Reserved. Regular source of income, Verifiable bank account, US citizen, Ages 18+. Payactiv is a great place to work. Today, digital publications like Business Insider, CNBC and the Simple Dollar feature her professional commentary. Payactiv has partnered with 1500+ businesses and served over 2 million users since its inception in 2012. Thank Yall So Much Kudos to the whole entire Payactv team! Payactiv - Apps on Google Play Traditional real estate investments are limited to people with significant financial resources. He was very knowledgeable and suggested the best way to access my money the fastest way possible. We update our data regularly, but information can change between updates. :). It's been another month and Payactiv card still isn't working. Its privacy policy states that it discloses customer information to third parties necessary to facilitate the delivery of its services but tries to limit the information provided. One drawback is that Empower charges an $8 monthly fee. Anna earned an Expert Contributor in Finance badge from review site Best Company in 2020. All Right Reserved. PayActiv is a revolutionary fintech company providing a needed service for many workers who need just a little help getting from paycheck to paycheck. PayActiv works best with a linked bank account, but its not necessary to have a bank to have funds preloaded onto your PayActiv prepaid Visa and use your Visa card for bill paying, purchases and more. All Rights Reserved. Horrible business and customer service. If you have questions about Payactivs security policies, contact the company on its website. Complaints Complaints PayActiv, Inc. Financial Services View Business profile Customer Complaints Summary Business's Response Rate: 100% Why is this important? Hi Tasha,We sincerely apologize for your negative experience. finder.com is an independent comparison platform and information service that aims to provide you with the tools you need to make better decisions. & you guys really need to fix this issue with the app not being up to date & chats closing out & now my earnings chart, isn't trying to show what I made & just stopped after finally popping back up again now trying to stop showing what i madevery frustrating. We always try our best to do our job well and your kind words make it all worthwhile. Have a blessed day. Its available to part-time and full-time salaried workers, as well as hourly workers. We always try our best to do our job well, and your kind words make it all worthwhile. PayActiv is best for workers whose employers are already using the service, as it is a free and easy way to spend your pay as you earn it, without waiting for your next paycheck. Hi Eric,Thanks for letting us know about your concern. You can only get your advance two days ahead of time, and youll have to sign up for a prepaid debit card to receive the funds. Immediate access to wages earned today3. We always try our best to do our job well, and your kind words make it all worthwhile. eToro Review 2023: Is It the Right Trading Platform for You? Update: After seeing my posted review, Jasper from UKG Wallet contacted me to rectify the situation. Payactiv, a Public Benefit Corporation and Certified B-Corp, is a holistic financial wellness platform that provides a suite of services such as earned wage access, savings and budgeting tools, bill payments, automatic savings, and more. LoanPro. . We'd like to turn this around and resolve your issue ASAP. I apologize for my frustrations with the previous agents, and am greatly appreciative that I was able to get my concern resolved in such an expedient manner. Its even less expensive than many other cash advance apps, which sometimes require a monthly subscription fee. Google Play and the Google Play logo are trademarks of Google LLC.Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. Pay bills, stay ahead of fees, and handle the unexpected with the greatest of digital ease. Anyone can write a Trustpilot review. By clicking the 'Subscribe Now' button, you agree to our Terms of Use and Privacy Policy. PayActiv achieves high marks in both areas. Were looking forward to showing you how our platform can benefit your employees and help reduce turnover, increase engagement and improve productivity at your organization. However, there are very few additional fees. Only mortgage activity by Credit Karma Mortgage, LLC., dba Credit Karma is licensed by the State of New York. Don't hesitate to reach out to us at support@payactiv.com, if you have any concerns in the future. :), Zachery Marshall has amazing customer service! But even if you have the money to invest, you may not have the time to flip or Afterpay Overview Afterpay launched in Australia in 2015 as a new and improvedGen Z form of layaway. Hi Michelle,We sincerely apologize for your negative experience. Depending on the transfer mode, each transaction can cost the employee between $1 and $2.99. Of course, the offers on our platform don't represent all financial products out there, but our goal is to show you as many great options as we can. Conclusion. If your employer doesnt partner with Payactiv, then this provider might not be worth the trouble. Otherwise, you could pay as much as $5 per month. Hi Angelica,We sincerely apologize for your negative experience. Payactiv cash advance app review | finder.com Payactiv Reviews - 2023 - Slashdot Employees will have to pay between $1 and $2.99 every time they withdraw money from their earned wages., Users have reported that they are extremely disappointed with Payactiv's customer support as representatives either do not respond on time or don't fix the issue quickly.. You might also be interested in the following buyer guides: We take our research process seriously and want to make sure we are presenting our readers with the very best solutions in a given. Editorial Note: Credit Karma receives compensation from third-party advertisers, but that doesnt affect. You should consult your Cardholder Agreement and the Fee Schedule atpayactiv.com/card411. If your employer is enrolled with Payactiv, you can pick up your advance in cash at a Walmart Money Center. :). Compare OrbisPay vs. Payactiv using this comparison chart. Dave charges a $1 per month membership fee, which is much lower than Empower. Let alone ask you "how can you be getting a refund that is over a year old doesn't make sense to them how is that possible" then got hung up on. PayActiv is the first Early Wage Access program approved by the CFPB and is used by many employers across the U.S., including Walmart, Uber, Pizza Hut, Subway and Neiman Marcus. One of our representatives will be reaching out to you shortly to assist you. Audience Companies looking for an earned wage access platform to give their employees financial relief solutions between paychecks About Payactiv The PayActiv app uses secure encryption and transmission technology to protect your data. You can get your paycheck two days in advance but only if you sign up for a Payactiv Visa Prepaid Card. The money we make helps us give you access to free credit scores and reports and helps us create our other great tools and educational materials. Consider a provider that doesnt require you to work for a partner company instead. You should consult your Cardholder Agreement and the Fee Schedule atpayactiv.com/card411. Bottom line: This employer-based pay advance app offers low-cost advances on paychecks with no bank account required. Payactiv operates as a public benefit corporation and certified B Corpusing business as a force for good. How long does it take to get money from PayActiv? Their customer support team is available via live chat and call 24/7.. Employees that do not wish to pay a transaction fee every time they withdraw their earned wages may not use Payactiv frequently. Credit Karma, Inc. and Credit Karma Offers, Inc. are not registered by the NYS Department of Financial Services. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by PayActive, Empower or Dave. I appreciate her help please give her a raise . Credit Karma is a registered trademark of Credit Karma, LLC. Workers don't need permission to access earnings prior to payday. If I have any future issues, I know I will be taken care of. With low fees and no interest charges, plus robust features that help you manage your money, PayActiv can help you take better control of your financial future. Visit our guide to cash advance apps to learn about how these apps work. A team member will be in touch ASAP. Sometimes operating in conjunction with payroll companies such as ADP, it serves employees of FedEx, Pizza Hut, and. The Empower app offers fee-free cash advances between $25 and $250 to users, along with a cashback debit card. One of our representatives will be reaching out to you shortly. This site may be compensated through third party advertisers. Hi Bella,Thank you for taking the time to write a review about your experience. Payactiv Reviews 2023: Details, Pricing, & Features | G2 Don't hesitate to reach out to us at support@payactiv.com, if you have any concerns in the future. Alan Davis is one of the best Representatives this company has. LoanPro is a core lending software which specializes in the servicing of loans. Hi Regina,Thank you for taking the time to write a review about your experience. Payactiv Inc. Reviews | Read Customer Service Reviews of www.payactiv Confirm details with the provider you're interested in before making a decision. It works with existing systems and theres no cost to the business in offering Payactiv services as an employee benefit. PayActiv is not a credit card or a payday loan company. Employees can access their earned wages by ACH bank transfer, real-time transfer to a Payactiv Visa Card, or direct transfer to a bank account. Hi there,We sincerely apologize for your negative experience. If you have questions regarding the Card or such fees, terms, and conditions, you can contact us toll-free at 877-747-5862, 24 hours a day, 7 days a week. Agent after agent kept telling me to wait an additional 24 hours. Payactiv's financial assistance program provides employees with an opportunity to consult with professional coaches and get advice on saving, budgeting skills, debt management, and more. payactiv Reviews: What Is It Like to Work At payactiv? He was so helpful and I appreciate him so much. The PayActiv debit card carries Visas Zero Liability fraud protection, which may protect you in the event of fraud and unauthorized use of your card. A instant EWA was not going through even though I submitted for instant pay, a 1.99 fee. This could put you at risk of getting caught in a cycle of debt. Just send an email to support@payactiv.com. 5000+ G2 reviews. Hi William,Thank you for taking the time to write a review about your experience, it's always rewarding to hear such kind words. Businesses that partner with Payactiv see significant cost reductions through increased recruitment, engagement and retention. Payactiv is free to use if you sign up for a Payactiv Visa Payroll Card and request a cash advance. 1 Standard rates for data and messaging may apply from your wireless provider. I hate my job use this company. Secure bill payment You can use the money in your Payactiv account to pay bills directly from the app. Finder is a registered trademark of Hive Empire Pty Ltd, and is used under license by We hope to find a solution that makes you smile. If your employer partners with Payactiv, youre automatically eligible to use this service. We spend hundreds of hours researching the best HR and recruiting software so you dont have to. Payactiv works by partnering with employers to offer advances on their earned wages. Have a wonderful day ahead! We always try our best to do our job well, and your kind words make it all worthwhile. Carefully review your finances and the loan cost to make sure it fits your budget. Our team will be in touch ASAP. . Payactiv offers a suite of financial services that include savings and budgeting tools, bill payment and financial-health measurement. :). One of our representatives will be reaching out to you shortly to assist you. She was kind and courteous and advised me that the previous agent I spoke with was able to resolve my issue. Anyone can write a Trustpilot review. App Store is a service mark of Apple Inc., registered in the U.S. and other countries. Of course, a key consideration when youre using any financial technology or carrying a new debit card is: How is the security? I always have a problem and no one can fix it. Payactiv is the winner of the Innovative Payments Association's Consumer Champion Award, a Finovate winner and finalist, and the recipient of numerous best-in-class awards in both FinTech & HRTech. Comes with the option to change your due date so you wont fall behind on repayments. Like Empower and PayActiv, Dave also offers money management features. The Payactiv Visa Card also provides other benefits like getting access to your paychecks early by up to 2 days, autopay, an exclusive discount marketplace, discounts on gas, movie tickets, and more., Payactiv's SmartSpend syncs with your Payactiv app and Visa card to track expenses and provide guidance on spending and saving decisions. CONS. We always try our best to do our job well, and your kind words make it all worthwhile. If you have Payactiv from work, you will see hours worked and your current earnings in the app and you can transfer the accessible amount to your bank, card or get as cash. One of our representatives will be reaching out to you shortly to assist you. Payactiv offers a suite of financial services that include savings and budgeting tools, bill payment and financial-health measurement. Read our full review or get our 30-second take. :). 24/7 live customer support from Payactiv Open a support ticket with our Service Team Full Name * Email * Phone Company Name Message * * These fields are required. If there's anything you need in the future, please don't hesitate to reach out to us at support@payactiv.com. Using PayActiv is free for many services, including withdrawing funds from a partnered ATM. Have a blessed day. * The Payactiv Visa Prepaid Card is issued by Central Bank of Kansas City, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Certain fees, terms, and conditions are associated with the approval, maintenance, and use of the Card. Here are 8 tips for writing great reviews. It's pretty simple, actually. However, it did earn a TrustPilot score of 3.3. But a small percentage of users didn't have a seamless experience. Money accessed through PayActiv will show as a deduction on your next paycheck. The situation was like this, I opened an account Payactiv and went to close my existing old one, my manager at the bank suggested that I transfer the balance from the account to a new bank (send money as a result of closing the account) I agree, convenient! I have been using payactiv for almost 3 years now and they never get my hours worked right. Most people could download and use the app without technical issues. You are about to post a question on finder.com: document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); 32 East 31st Street, 4th Floor, Compare price, features, and reviews of the software side-by-side to make the best choice for your business. We always try our best to do our job well and your kind words make it all worthwhile. We make money from the interchange rate when you use the Payactiv Visa Card* for online or in-store purchases. Find out who should really be using Kraken and who might be in over their heads. We're working on your case. Don't hesitate to reach out to us at support@payactiv.com, if you have any concerns in the future. Talk with a financial professional if you're not sure. Don't hesitate to reach out to us at support@payactiv.com, if you have any concerns in the future. :). Learn more at www.payactiv.com. We're looking into your account. Student Loan Forgiveness: Bidens Fresh Start Plan Deemed $34 Billion Success How It Benefits Borrowers, Student Loan Forgiveness: 5 Takeaways From Supreme Court Hearing Day One, country's estimated 7.1 million unbanked households, Access your paycheck up to 2 days early or get a cash advance even sooner, No activation or monthly maintenance fees, Gain financial insights and access to money management tools through the app, Funds up to $250,000 protected through the FDIC-approved Central Bank of Kansas City, Can only access 50% of your net pay as an advance, Some features are only available if your employer is part of the PayActiv EWA program.