If not, the collection on your report can stand as you had a valid debt, that was being collected from a valid debt collector. SAVE THE CHAT! I contacted this Convergent outsourcing thinking they were a business that fights for the rights of consumers. I had an unpaid bill with Sprint that was sent to Convergent Outsourcing. **FORWARD TO THEM A COPY OF YOUR CHAT TRANSCRIPT IF THE CSR SAID IT WOULD BE DELETED! Sprint sent account to collections, Convergent Outsourcing. I would even consider pay for delete in full. Convergent Outsourcing can only contact you under the specifications of the FDCPA. Except when it drops off the credit report. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Further dinging score. How do I setup a payment plan? If they say no, you can still try further. All business will get complaints. Renton Washington, Bank Fraud, Credit Card Service, Collection Agency, Convergent Convergent Outsourcing Inc Sent me a notice stating they are gving me an opportunity to settle debt of $5,198.45 for the sum of $1819.46 Renton Washington, Convergent Outsourcing, Inc. Galaxy Asset Purchasing, LLC Sending Letters and calls for debt collections Renton Washington, Tempoe LLC Convergent Outsourcing Inc. Further information is available in our FICO Data Privacy Policy. Renton Washington, Convergent Outsourcing, Inc. ATERSO01PO Box 1022Wixom MI 48393-1022 Notice received by US Mail stating I owe Dish Network $149.85 and offering me a settlement amount of only $74.93. If you have a valid email address on file with us, you will receive a password-protected receipt via email. That's if they're reporting. It was gone off my reports within 2-3 days. The posting time indicated is Arizona local time. As a debt collection agency, we work on behalf of our clients to collect outstanding debts and unpaid bills. After being contacted in writing by Convergent Outsourcing, Inc. on June 1st, 2020, and made aware of an alleged debt, I contacted Sprint regarding this account. Learn more about Convergent Outsourcing or view your account with us online. I have not had business with Dish for over 3 years and left them with a $0 balance. The phone number (mine) is unlisted, private. Many companies featured on Money advertise with us. We have more than sixty years of experience in the debt collections industry, serving clients as a third-party partner for receivables management. This is an attempt to collect a debt by a debt collector, and any information obtained will be used for that purpose. Offers may be subject to change without notice. Reddit and its partners use cookies and similar technologies to provide you with a better experience. If you have questions about Convergent, making a payment or debt collections in general, we have compiled an extensive FAQ section to help! If they agree that the entry is inaccurate, theyll remove it from your credit report. When a debt collector contacts them, many consumers are unaware that the FDCPA provides protection from this kind of abuse. You can send a debt validation letter to Convergent Outsourcing asking it to confirm details of the debt, including: You can use a template if you need help writing your own letter. Typically, Convergent Outsourcing is a tough egg to crack. A translation and description of commonly-used debt collection terms is available in multiple languages on the New York City Department of Consumer and Worker Protections website, www.nyc.gov/dca. For example, you may have a baby on the way or want to apply for a mortgage. Phone 2 hrs, transferred numerous times and then they hang up! Arm yourself with this knowledge so you can negotiate with Convergent Outsourcing, or any other debt collector, confidently. Its possible that the information Convergent Outsourcing has regarding your debt is incorrect or that the debt doesnt even belong to you. I took the forums advice and sent a DV letter which they verified, I then proceeded to send a PIF/PFD letter on 8/30; today is 10/6 and still no response. Funny thing is that the account they claim I had has never appeared in my credit reports which I keep track of. Press question mark to learn the rest of the keyboard shortcuts. But if you can work out a payment arrangement with them they leave you alone because it's no longer necessary to pursue you. When you receive the documentation from Convergent Outsourcing, review it carefully, and make a note of any inaccuracies. Legally they've followed to the letter of the law. It collects on behalf of companies and businesses in a variety of industries, including: Health care providers Telecommunication suppliers such as Sprint and T-Mobile Financial institutions They might say yes or no. My secondary goal is to get this removed ASAP. Create an account to follow your favorite communities and start taking part in conversations. Celebrity Skin Cream wrinkle cream rip-off advertisements US Based and Foreign companies bilked consumers out of Hundreds of Millions of dollars over the past 7 years. I agree to Money's Terms of Use and Privacy Notice and consent to the processing of my personal information. The records of Verizon Wireless show that your balance of $38.63 is due in full. I was told that if I paid them directly they would recall the account and it would not be reported on my credit reports. This company does not follow FCRA laws and should be sued into bankruptcy for all the hard they do. North Carolina Residents: This agency is licensed by the North Carolina Department of Insurance, Company Number: 119507691, 119500362, 119500979, 119500976, 119506893, 119507004, 119506891, 119506890, 119506889, California Residents: California license pending. Since I paid what I owed to Sprint how can they possibly own this debt? Stop breaking the law. At your request, we will send a written collections letter to your address along with information about the debt if that will make you feel more comfortable. And that my Identy had been stolen last year. Ripoff Report | Convergent Outsourcing, Review - Renton, Washington Who We Are - Convergent BPO thanks, just paid it. I've slowly over the past few years been getting some negative information removed from my credit report. Well start sending you the news you need delivered straight to you. I asked her if Convergent owned the debt. I use Credit Karma to keep track of my record, although I haven't been on the non-tax side of it for a while now. https://www.convergentusa.com/outsourcing/page/is-convergent-outsourcing-a-scam So, now I'm not sure how to handle this. Email. Labarr v. Convergent Outsourcing, Inc. - Casetext North Carolina Residents: This agency is licensed by the North Carolina Department of Insurance, Company Number: 119507691, 119500362, 119500979, 119500976, 119506893, 119507004, 119506891, 119506890, 119506889, California Residents: California license pending. As of April 1st, 2020, Sprint is now part of T-Mobile! Work with Sprint directly if they still own the debt. Like it or not. - Hopefully you will have the same luck as me and they respond finally saying yes, it will be deleted. Unfortunately, if a bill remains unpaid, the original creditor may employ the services of a third-party debt collection agency to pursue the debt. Who is Convergent Outsourcing? As Convergent Outsourcing, Inc., we operate as a third party debt collector for our clients. This morning I received a phone call from a debt collections agency Convergent Outsourcing. I asked if she was sure and she said yes. However, I'd rather pay the full amount than go back and for the next few weeks with Sprint trying to hash out a couple hundred dollars. They should be able to see whether there was or not and whether you need to deal with sprint. Least it wont be counted as owed any longer and can age off in time. I had a Spring sent to ERC. They were one of my last collections some months back and although my situation is slightly different, they removed the collections on my report immediately when I settled with them. I haven't heard of them turning anyone away on chat???? Sprint sent account to collections, Convergent Outsourcing. Sprint as a matter of policy does not remove the bureau reporting for paid debt as this would violate their agreement with the agencies and the credit bureaus. They must have hacked into Verizon's computer system Reston Washington, Convergent Outsourcing, Inc. Bogus bill from AT&T WIreless -- I never had AT&T Wireless Renton Washington, Convergent Outsourcing,Inc Settle for lesser amount Renton Washington, Convergent Outsourcing, inc Palisades Collection states I owe an At&T bill that was paid 5 years ago renton Washington, Convergent Outsourcing Inc Galaxy Asset Purchasing, LLC FRAUD ALERT! Companies displayed may pay us to be Authorized or when you click a link, call a number or fill a form on our site. This outsourcing the initial collections is not that uncommon. Never make an agreement with a debt collection agency over the phone. Convergent Outsourcing does not buy or own your debt. They are so good at disguising themselves they even have an official looking form. **If the CSR in chat who takes your payment says no to deleting, I would still recommend sending emails to the executive office asking for deletion and including proof of payment or payment confirmation #. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. I don't want to pay Sprint if it means that the Convergent line remains on my report with the line "paid in full". Thank you for visiting Convergent Outsourcing to make a payment on your account. And lastly, seek counsel from a consumer protection attorney for a free consultation. A translation and description of commonly-used debt collection terms is available in multiple languages on the New York City Department of Consumer and Worker Protections website, www.nyc.gov/dca. We believe in customer service and want to make it easy as possible for people to pay the debts they owe. I received a letter from Convergent saying sprint placed my account with their office for collection. How do I know I can trust these reviews about Convergent (formerly ER Solutions, Inc.)? Unsubscribe at any time. I'm down to one last account, and would like some guidance on how to tackle it. says who it is but nobody is ever on the other end of the line. If this is the case, consider contacting a professional credit repair company. North Carolina Residents: This agency is licensed by the North Carolina Department of Insurance, Company Number: 119507691, 119500362, 119500979, 119500976, 119506893, 119507004, 119506891, 119506890, 119506889, California Residents: California license pending. The issue is, I never had an account with Sprint. There are plenty of articles available if you want more information and tips on how to improve your credit and reach your financial goals. Originating in 1950, its current headquarters are in Renton, Washington. Philidelphia Nationwide, Paradise Property Management Ventura Illegal eviction my account being hacked, PPM will not investigate how it happened Ventura California, Kei Kullberg Quintessential Mortgage Group bait and switch you into promising you a low-rate Mortgage Scammer White Plains New York, TAHINI GODDESS Sally schimko Sexyveggies Tahini Goddess inulin Goddess Prebiotic white labeling of non-licensed food supplement. It was easy and if you've been harassed by them you need to do this. Just because you paid Sprint off doesn't mean that it gets it off your report. For visitors with visual disabilities, access to this website, including our FICO Data Privacy Policy, is available through assistive technologies, such as BrowseAloud, JAWS, VoiceOver, Narrator, ChromeVox, and Window-Eyes. I would discuss with them there was no contract. The best way to prevent an old debt from affecting your future financial opportunities is to remove the collection entry from your credit report. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. For visitors with visual disabilities, access to this website, including our FICO Data Privacy Policy, is available through assistive technologies, such as BrowseAloud, JAWS, VoiceOver, Narrator, ChromeVox, and Window-Eyes. I got a letter stating I owed monies to Sprint. If you are unsure whether we have your current information, call us to confirm that your email and mailing address are correct and request any necessary corrections. When you register for our products and services, we also collect certain personal information from you for identification purposes, such as your name, address, email address, telephone number, social security number, IP address, and date of birth. It isn't always easy to remove a collection account, but the following strategies can make it possible: A debt collection agency will try to coerce payments out of you in any way it can because thats how it makes money. I HAVE NEVER OWN A TOYOTA! New comments cannot be posted and votes cannot be cast. But, I believe that a majority of the amount that they are claiming that I owe is due to an early termination fee - on an ipad account that I don't believe I terminated early (i.e. Top 86 Reviews and Complaints about Convergent - ConsumerAffairs That said, about six months later I decided to clean this up. Convergent Outsourcing, Inc Scam Collection for Sprint Renton Washington. This is an attempt to collect a debt by a debt collector, and any information obtained will be used for that purpose. Copyright 2001-document.write(new Date().getFullYear()) Fair Isaac Corporation. I don't dispute that I ever had a Sprint account. I found out that Convergent Outsourcing, Inc. is a SCAMMER company. Bryan Sankey - Sprint Trainer - Convergent Outsourcing - ZoomInfo Suite 100 Renton, WA 98057, Phone number: 800-444-8485 Website: http://www.convergentusa.com/. I paid them today, now waiting to see what will happen. She will most likely say she will check with another department and get back to you. FTC's website on credit. @new_earthThank you for sharing. Investigate this business and this Tom ** who could be a fake also. I just went through this, except the CA for mine was ERC. https://www.convergentusa.com/outsourcing/page/is-convergent-outsourcing-a-scam. The contact details for Convergent Outsourcing are: 800 SW 39th Street. If I pay within 14 days of receiving the letter I only have to pay a third of the $1200.I never used Dish Network. We also do not buy debts the debt that you may owe is still owned by the original creditor. See reviews below to learn more or submit your own review. If it was sold, Convergent has the legal right to collect and to post on your reports. They offered a settlement of 50% Renton Washington, Convergent Outsourcing, Inc claim I owe $1,320.69 to AT&T Wireless, called AT&T never had acctin-stor e or archive Dept Renton Washington, Convergent Outsourcing Inc This is not a real collection agency! Your lender or insurer may use a different FICO Score than the versions you receive from myFICO, or another type of credit score altogether. Convergent Outsourcing, Inc. is a debt collection agency. Convergent Outsourcing Inc is a debt collection agency owned by Convergence Resource. The consumer can also call and request a copy to be sent to their physical address or their email. I received a collection letter that I owed T-Mobile 166.80. 800 SW 39th Street, Suite 100Renton, WA 98057, 800-444-84857 am to 5 pm Pacific TimeMonday to Friday, New York City Residents: Please be advised that language access services, including the translation of information into a language other than English, may be available. Sprint cannot make exceptions to this policy. Unbelievable!! A link has directed you to this review. Why You May Be Getting Scammed Through Your Mailbox - Live Like You Are Shortly after paying it off they noted on my credit report that the debt was cleared. FTC's website on credit. If you have an account with Convergent, you can make a payment online or call us at 800-444-8485. Be the first one to find this review helpful. People would take advantge of it, skip a payment, and get a deletion. By clicking "TRY IT", I agree to receive newsletters and promotions from Money and its partners. More details on software and accessibility are available at WebAIM.org. Las Vegas Nevada, Convergent Outsourcing, Inc. Convergent, Jefferson Capital Systems, LLC A collection from HSBC Bank which I have, nor had a account with HSBC. Repackaged from Purchased from Amazon, stealing all certifications and false manufacturing markers from the packaging of NB food supplements. The whole industry is designed around fear and harassment - yet collection agencies buy and sell your debt routinely. By accepting all cookies, you agree to our use of cookies to deliver and maintain our services and site, improve the quality of Reddit, personalize Reddit content and advertising, and measure the effectiveness of advertising. I called sprint again and lady that I barely understood anything said that if i pay in full my account will go out from collections. Who is ED Magedson - Founder, Ripoff Report. So I wonder what step to take to file a claim against this company. Your lender or insurer may use a different FICO Score than the versions you receive from myFICO, or another type of credit score altogether. I disputed the claim and was told they would confirm with the company before any further actions took place. Convergent Outsourcing, formerly ER Solutions, is a U.S.-based debt collector. By entering your email, you agree to sign up for consumer news, tips and giveaways from ConsumerAffairs. Read More . Balance due is 1700. https://money.com/how-to-remove-convergent-outsourcing-from-your-credit-report/. Sorry to hear. Im really trying to overcome some debt and past bad decisions and just when I was clear I get smacked with another collection. If you would like to make payment online instead of over the phone, you may do so on our website. Phone Number listed as (800) 282-2644; additional original listing: Credit One Bank, N.A. I made arrangement to pay for some equipment for renting it, I did not owe them any money. Companies across the United States contact us to help them recover debts. They are billing me for something I've never had from them. If your attempt to remove an entry due to inaccuracies is unsuccessful, you can try to negotiate a pay-for-delete settlement. Corporate Advocacy Program: How to repair your business reputation. All FICO Score products made available on myFICO.com include a FICO Score 8, and may include additional FICO Score versions. We value your privacy. Disclaimer: This story was originally published on August 31, 2020, on BetterCreditBlog.org. I never signed a contract). Convergent Outsourcing is a legitimate debt collection company. Many people forget to pay a bill or find themselves short on funds, especially since the COVID-19 pandemic. Do I need to get them to prove what I owe? We also do not buy debts - the debt that you may owe is still owned by the original creditor. I got the collection agency's name and with that emailed them for an account number. If you would like to see more Rip-off Reports on this company/individual, search here: Read more reports about Convergent Outsourcing, Inc. Cloud Minnesota, Convergent Outsourcing, Inc. Bothersome Calls Apparently From Convergent Outsourcing Renton Washington, CONVERGENT OUTSOURCING. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. They stated update will occur. To find the most relevant information concerning collections or credit card inquiries, please visit: https://money.com/how-to-remove-collections-from-credit-report/ or https://money.com/get-items-removed-from-credit-report/, Money Group, LLC I would invite you to contact our Compliance Department by Email at #COICompliance@convergentusa.com should you require further assistance. As a result of our investigation we are replying with the following information: On 1/18/2017, Sprint placed this account in our office to collect a balance on their behalf of $834.26. Convergent Outsourcing makes every attempt to set up viable payment options within our constraints. Get buying tips about Debt Collection Agencies delivered to your inbox. If you have questions or need to make a change to your account. Renton Washington, Convergent-Tex Convergent Outsourcing, Inc., a/k/a Midland Funding, LLC, d/b/a Midland Credit Management, Inc., in Los Angeles, CA 90060-0578 stating original Creditor - Capital One Bank (USA), N.A. After multiple calls, transfers, and explanations and explaining to each agent: THIS IS A FRAUDULENT CLAIM; AGENTS ALWAYS HANG UP ON ME WITHOUT RESOLUTION. Renton Washington, Convergent Outsourcing Inc. Scam- Trying to collect a paid AT&T account from 16 years ago Renton Washington, Convergent Outsourcing, Inc. How does that work ? So, I called the number, and got on the phone with an agent. Engage via Email. They wanted me to pay 60% to settle the account, and I told them I wanted to file a dispute, and they said once I got the documents, THEN I would have to pay the amount!!!! I'm looking to buy a new car soon, and I know the collection removal will help me get a better rate on a loan. This one so contrived, premeditated, using a fake name and explanation. I was told I owed Cox communications 200 dollars from over 5 years ago. Unfortunately, you cannot get your account number online at this time. One of our team members will walk you through the payment process and answer any questions you may have. Many factors affect your FICO Scores and the interest rates you may receive. If you have questions or need to make a change to your account. All rights reserved. Convergent Outsourcing was the most recent CA to report on this debt. Here is what I did: - went to Sprint chat online to pay my old bill (don't call, do it on the website)https://www.sprint.com/en/landings/chat.html, - Choose "account change/inquiry" yellow button underneath for chat. Opinions are our own, but compensation and in-depth research determine where and how companies may appear. I was stunned. Learn more. Within 48 hours it was on my credit report dropping me almost 20 points. Houston Texas, Convergent Outsourcing Inc Attempted Scam Renton Washington, Convergent Outsourcing, inc This place is a RIP OFF, sent me a bill for $1,129.91 for an account i have never had. For more information, read, How to Remove First Federal Credit Control from Your Credit Report, How to Remove First National Collection Bureau, Inc. from Your Credit Report, How to Remove Frontline Asset Strategies from Your Credit Report, How to Remove DCM Services from Your Credit Report, How to Remove FMA Alliance from Your Credit Report, remove the collection entry from your credit report, How to Remove Convergent Outsourcing from Your Credit Report, Telecommunication suppliers such as Sprint and T-Mobile, Failing to respond to debt validation requests. Sign up to receive our free weekly newsletter. https://www.ripoffreport.com/reports/convergent-outsourcing-inc/renton-washington-98057/convergent-outsourcing-inc-scam-collection-for-sprint-renton-washington-1174751. Convergent is required to password lock receipts due to housing sensitive information. My payment to CO is on the 15th of this month. Do I handle the debt through Convergent? Dont click on those slick Ads! I called T-Mobile and they said themselves I have never have owed any past debt in my 14 years with them. Late reply, but i got them deleted off all 3 via disputes with the agencies themselves essentially just claiming "No contract". But like most debt collectors, it has a questionable reputation with its customers. Our representatives are trained to actively listen and help guide you through the debt collections process in a flexible manner that will best serve your current financial situation. Thank you, you have successfully subscribed to our newsletter! I have never purchased anything from this company and am not familiar with this billing. geez that hurt but the future right? Convergent Outsourcing is one of America's leading collection agencies, adhering to the FDCPA's guidelines . They are a scam. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Convergent Outsourcing's other names Convergent Outsourcing/Sprint Help - myFICO Forums - 6579365 Ripoff Report | Complaints Reviews Scams Lawsuits Frauds Reported. Or, should I try to handle it through Sprint (since they own the debt). I called sprint, who was very eager to accept a payment to confirm if this was true. Convergent Outsourcing is one of America's leading collection agencies with offices across the country. Convergent Outsourcing, Inc. is a debt collection agency. So from what I am seeing, either way, Convergent can legally have it on your report. If they say yes, you have something to fall back on. Lots 81-82 Street C I am a bot, and this action was performed automatically. In business since 1950, Convergent is one of Americas leading collections agencies. IF they said yes, it would be deleted, confirm with them again after paying. Just updating my progress with Convergent. Guaynabo, PR 00968. this link is to an external site that may or may not meet accessibility guidelines. Your lender or insurer may use a different FICO Score than the versions you receive from myFICO, or another type of credit score altogether. This report was posted on Ripoff Report on 09/05/2014 01:58 PM and is a permanent record located here: Please Help Me Get Convergent Off of My Report! All rights reserved. Sprint sent account to collections with Convergent Outsourcing - reddit Need Help Clearing Up Convergent Outsourcing Collections - reddit They say Im past due in the amount of,$1,613.85. Estimate your FICO Score range Estimate for Free povertybro Contributor 04-22-2021 12:04 PM Sprint sent account to collections, Convergent Outsourcing. How to Remove Convergent Outsourcing from Your Credit Report If you weren't paying on it then it went to collections. Convergent Outsourcing, Inc., Civil Action 2:21-cv-03849, see flags on bad law, and search Casetext's comprehensive legal database . I swapped services from Sprint to Verizon and have been paying the bill down but it's been over a month since the final bill. What the BBB has done to consumers for over 100 years is one of the many reasons why Ripoff Report was created. Update: This article has been updated to reflect current contact information for Convergent Outsourcing and unverifiable information has been removed. Some collectors will offer a pay for delete, you agree to pay, under the condition that they agree to remove it from your creditsome creditors will do it, and I hear some will tell you that they will. They said according to sprints policy they cannot delete from the trade line. BUT UNJUST DONT PROSPER. They are offering me a 50% settlement offer of, $806.93. https://www.sprint.com/en/landings/chat.html, https://www.elliott.org/company-contacts/. It believes youre more likely to pay if youre desperate to get rid of it. I paid them a lump sum to settle the account. If Sprint sold it, you may have gave Sprint free money as they have no legal right to collect anymore but still legally owe Convergent. PLEASE HELP ME GET CONVERGENT OFF OF MY REPORT! b***@convergentusa.com. Going to have to wait for someone to chime in with a more current collection Ill ask around .. Wonder what happens if you try to go in through Tmo vs Sprint and try to pay off the collection.do they just redirect you out Could try calling Tmo with no initial mention of a sprint collection.. if they dont redirect you to convergent. then offer to pay the sprint bill.. Press J to jump to the feed.
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